Loan disclaimer

The loan-related information presented on vazquezloans.com is provided for general informational purposes only.

No Commitment to Lend

Nothing on this website constitutes a loan approval, commitment to lend, term sheet, rate lock, credit decision, or guarantee of financing.

Submitting a form, scheduling a meeting, or discussing a transaction does not obligate Vázquez Loans, Carlos Vázquez, Nexos Invest, or any third-party lender to provide financing.

Subject to Underwriting

All financing is subject to review, underwriting, due diligence, verification, property eligibility, valuation, collateral analysis, legal documentation, and final approval by the applicable lender.

Approval may depend on factors including:

• Property type and location
• Requested loan amount
• Loan-to-value ratio
• Borrower experience and qualifications
• Income or property cash flow
• Project scope and budget
• Exit strategy
• Title, insurance, and legal review
• Market conditions
• Lender guidelines
• Rates, Terms, and Costs

Loan amounts, rates, fees, costs, leverage, payment structures, and closing timelines shown on the website are examples or reference ranges only.

Actual terms may vary and can change without notice. Borrowers must review the applicable term sheet, disclosures, closing statement, and loan documents before entering into a transaction.

Financing Availability

Loan programs may not be available in every state or for every borrower, property, or transaction type. Additional restrictions may apply to consumer-purpose, owner-occupied, residential, foreign-national, or cross-border transactions.

Unless expressly stated in final transaction documents, website content should not be interpreted as an offer of consumer credit.

Professional Role and Third-Party Lenders

Carlos Vázquez may provide loan origination assistance, transaction structuring, or introductions to private or institutional lenders, depending on the transaction.

The identity of the actual lender, originator, broker, servicer, and other participating parties will be disclosed in the applicable transaction documentation.

Carlos Vázquez — NMLS #2096119

NMLS registration or licensing information may be verified through the NMLS Consumer Access system. Registration does not constitute an endorsement or guarantee by any government agency.

No Reliance on Website Estimates

Examples, calculators, projected payments, closing estimates, and timelines are illustrative only. They may exclude lender fees, broker fees, legal fees, third-party costs, taxes, insurance, reserves, extension charges, and other transaction expenses.

No Guarantee of Closing

Closing speed depends on the completeness and accuracy of the information provided, underwriting, third-party reports, title review, documentation, funding availability, and satisfaction of all closing conditions.

References to execution “in days” describe the intended efficiency of the process and are not a guarantee that every transaction will close within a particular period.

Contact

For questions about a potential financing request, contact:

Carlos Vázquez
NMLS #2096119
Email: carlos@vazquezloans.com