Terms and condition

These Terms and Conditions govern your access to and use of vazquezloans.com. By using this website, you agree to these Terms. If you do not agree, please discontinue your use of the website.

1. Informational Purpose

The website provides general information about private real estate financing, potential investment structures, Carlos Vázquez’s professional experience, and related services.

Website content is provided for general informational and educational purposes only. It does not constitute financial, investment, legal, accounting, or tax advice.

2. No Automatic Business Relationship

Visiting the website, using a calculator, submitting a form, or communicating with Vázquez Loans does not create:

• A lender-borrower relationship
• An investment advisory relationship
• A fiduciary relationship
• A broker-client relationship
• A contractual obligation to provide financing
• A commitment to accept an investment

Any relationship or transaction will arise only through separate documentation executed by the applicable parties.

3. Eligibility

This website is intended for adults. Loan or investment-related opportunities are available only to persons who are at least 21 years old or have reached the legal age required for the applicable transaction and jurisdiction.

By submitting information, you represent that it is accurate and that you are authorized to provide it.

4. Loan and Investment Information

Loan programs, investment opportunities, projected returns, interest rates, terms, amounts, loan-to-value ratios, closing timelines, and other figures displayed on the website are examples or general references only.

Actual availability and terms depend on factors that may include:

• Property and collateral
• Location
• Valuation
• Loan purpose
• Borrower qualifications
• Due diligence and underwriting
• Market conditions
• Lender or investment vehicle requirements
• Applicable law

No term is final until it appears in binding transaction documents signed by the relevant parties.

5. Calculators and Simulations

Calculators and other interactive tools provide estimates based on the information entered by the user and simplified assumptions.

Results are illustrative, may not include all fees, expenses, taxes, risks, payment structures, or transaction variables, and must not be interpreted as a quotation, approval, forecast, or guarantee.

6. User Responsibilities

You agree not to:

• Submit false, misleading, or unauthorized information
• Attempt to interfere with the operation or security of the website
• Use the website for unlawful, fraudulent, or abusive purposes
• Copy, reproduce, or commercially exploit website content without permission
• Attempt to access restricted systems or data
• Upload sensitive documents unless specifically requested through an authorized and secure process

7. Intellectual Property

Unless otherwise indicated, the website’s branding, design, written content, graphics, tools, and original materials belong to Vázquez Loans or are used with authorization.

No content may be reproduced, modified, distributed, or used commercially without prior written authorization.

8. Third-Party Services and Referrals

Vázquez Loans may introduce visitors to lenders, investment providers, affiliated companies, brokers, attorneys, or other professionals.

These parties are responsible for their own services, decisions, documentation, privacy practices, and regulatory obligations. An introduction does not constitute a guarantee or endorsement of any specific result.

9. No Warranty

The website is provided on an “as available” basis. Although reasonable efforts are made to keep the information accurate and current, we do not warrant that all content will always be complete, current, error-free, or suitable for a particular purpose.

10. Limitation of Liability

To the maximum extent permitted by applicable law, Vázquez Loans and its representatives will not be liable for losses resulting solely from reliance on general website content, illustrative calculations, third-party services, or the temporary unavailability of the website.

Nothing in these Terms excludes liability that cannot legally be limited or excluded.

11. Changes to the Website and Terms

Content, programs, criteria, and these Terms may be updated without prior notice. Continued use of the website after an update constitutes acceptance of the revised Terms.

12. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles. Any dispute will be subject to the courts with applicable jurisdiction in Florida, unless another forum is required by law or established in a separate written agreement.

13. Contact

Questions regarding these Terms may be directed to:

Vázquez Loans
Email: carlos@vazquezloans.com